Odal Sparebank API Access & Open Banking Data

Odal Sparebank customers in Norway can reach their account and transaction data through open-banking.io, a certificate-free gateway covering 2,600+ banks across the EU and UK. There is no eIDAS certificate to buy and no bank sandbox to negotiate: you sign in, approve access on Odal Sparebank's own screen, and your accounts stream into a single dashboard. Because open-banking.io is zero-knowledge, everything is decrypted locally with a key that never leaves your device — the servers only ever hold your public key.

How to connect Odal Sparebank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated right there on your own device.
  2. In the dashboard, pick Odal Sparebank and choose your account type — both business and personal accounts are supported.
  3. You are redirected to Odal Sparebank's own secure login, where you approve access under PSD2 (consent lasts up to 180 days, after which you simply re-approve).
  4. Your accounts sync back into the dashboard, ready to view.

Odal Sparebank does not publish a BIC through this channel, so none is required to connect.

Access your data

Once the connection is live, reading it programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key, nobody, including open-banking.io, can read a thing. The CLI and SDK only read and sync connections you have already approved; there is no connect command.

All of this runs at roughly EUR 3/month, with no per-bank certificate fees.

Do I need an eIDAS certificate for Odal Sparebank?

No. open-banking.io is certificate-free — you approve access directly on Odal Sparebank's login screen.

Can open-banking.io read my Odal Sparebank data?

No. It is zero-knowledge and stores only your public key; decryption happens on your device with a key only you hold.

Up to 180 days per PSD2. When it expires, re-approve in the dashboard to keep syncing.

Start at open-banking.io.