N26 API Access in Norway — Open Banking Connect

Pull your N26 data into any app or dashboard without wrestling with per-bank integrations. open-banking.io gives Norwegian N26 customers a single, standards-based API that returns account details, live balances and full transaction history through one consistent endpoint — no bespoke connectors, no scraping.

N26 is a mobile-first bank, and its Norwegian coverage sits inside our network of 2,600+ EU and UK institutions. Whether you're reconciling books, building a personal finance tool or feeding an accounting workflow, the same call shape works across every supported bank, so adding N26 is a matter of pointing at the right institution.

How to connect N26

  1. Create an open-banking.io account and generate your API key.
  2. Select N26 (Norway) from the institution list.
  3. Redirect your user to N26's own login for strong customer authentication.
  4. The user approves the scopes directly in their banking app.
  5. Receive a reusable access token and begin pulling data immediately.

What data you can access

  • Accounts — both personal and business account types are supported.
  • Balances — current and available amounts, refreshed on request.
  • Transactions — dated entries with counterparties, amounts and references.

Note that N26 does not expose a BIC through this channel, so match accounts by their IBAN and account identifiers instead.

A single authorisation stays valid for up to 180 days, the maximum consent window permitted, before the user needs to re-approve. During that period your token keeps syncing without repeated logins, keeping long-running integrations quiet and reliable.

Privacy by design

We operate a zero-knowledge model: your users' credentials are entered only at N26 and never touch our servers. There are no eIDAS certificates to obtain, register or renew — the platform is certificate-free, so you skip the compliance overhead that usually gates open-banking access and start reading data the same day.

Pricing

One flat subscription of roughly EUR 3 per month covers N26 alongside every other bank in the network. No per-call metering, no setup fees, no tiered surprises.

FAQ

Does connecting N26 require a certificate?

No. open-banking.io is certificate-free, so there is nothing to provision before you authenticate a user.

How long before I need to reconnect?

Each consent lasts up to 180 days. After that, the user simply re-authorises through N26 to continue syncing.

Can I connect business N26 accounts?

Yes. Both business and personal N26 account types are supported through the same API.

Ready to start? Explore the full network and documentation at open-banking.io.