Næringsbanken API Access & Open Banking | open-banking.io

Reaching your Næringsbanken data no longer means wrangling certificates or maintaining a bank-specific integration. open-banking.io gives you one certificate-free route to Næringsbanken in Norway, covering both business and personal accounts under a single PSD2 consent. Because the platform is zero-knowledge, everything you retrieve is decrypted on your own device with a key that never leaves it — Næringsbanken account balances and transactions stay yours alone, even from us.

How to connect Næringsbanken

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your device at this moment.
  2. Open the dashboard and choose Næringsbanken from the bank list, then pick the account type you need — business or personal.
  3. You're redirected to Næringsbanken's own secure login, where you approve access on the bank's consent screen (PSD2). The consent lasts up to 180 days before it needs renewing.
  4. Your accounts sync straight into your dashboard, ready to view.

That's the whole flow — you never hand credentials to open-banking.io, and Næringsbanken authenticates you directly.

Access your data

Once Næringsbanken is linked, reading it programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key by itself only ever returns ciphertext — without your private key, the data stays unreadable, which is exactly how zero-knowledge is meant to work.

FAQ

Does Næringsbanken have a BIC on open-banking.io?

No BIC is listed for Næringsbanken here. You select the bank by name in the dashboard, so a BIC isn't needed to connect.

Can I connect both business and personal accounts?

Yes. Næringsbanken supports both account types. Pick the one you want when connecting, and repeat the flow to add the other.

How much does it cost?

Access is roughly EUR 3 per month, with no certificates to buy or renew — one flat subscription covers Næringsbanken alongside 2,600+ other supported banks.

Ready to start? Head to open-banking.io and link Næringsbanken in minutes.