Luster Sparebank API Access | open-banking.io

Pull live Luster Sparebank data into your own product without wrestling with bank onboarding portals or eIDAS certificates. open-banking.io gives developers a single, standards-based gateway to read account information from Luster Sparebank and 2,600+ other banks across the EU and UK, so a customer in Gaupne can link their bank in the same flow as one in Berlin or London.

Whether you are building accounting automation, a personal finance dashboard, or lending checks, the same endpoints return normalised Luster Sparebank data — no per-bank glue code.

How to connect Luster Sparebank

  1. Create an open-banking.io account and generate your API keys.
  2. Call the institutions endpoint and select Luster Sparebank.
  3. Redirect your user to authenticate directly with the bank and approve access.
  4. Receive the consent token and start reading accounts, balances, and transactions.

What data you can access

  • Accounts — personal and business account details and identifiers
  • Balances — current and available balances in real time
  • Transactions — historical and incoming transaction records for reconciliation and categorisation

Access to Luster Sparebank covers both personal and business account types. Each user consent lasts up to 180 days before a fresh re-authentication is required, keeping you aligned with Norwegian and EU open-banking rules. A dedicated BIC is not required to route your connection through our platform.

Privacy by design

our infrastructure is zero-knowledge and certificate-free: you never handle eIDAS or QWAC certificates, and we never retain your customers' banking credentials. Authentication happens on the bank's own domain, and data flows straight through to you.

Pricing

Flat, predictable access starts at around EUR 3 per month — no setup fees and no separate licensing to reach Luster Sparebank or any other supported institution.

FAQ

Do I need my own bank licence to use this?

No. open-banking.io provides the regulated access layer, so you can read Luster Sparebank data without holding your own PSD2 authorisation or certificates.

How long does a Luster Sparebank connection stay active?

Consent remains valid for up to 180 days. After that, your user simply re-authenticates with the bank to renew access.

Can I connect both personal and business accounts?

Yes. Both personal and business account types at Luster Sparebank are supported through the same integration.

Ready to start? Explore the docs and connect Luster Sparebank at https://open-banking.io.