Ikano Bank API Access in Norway | Open Banking

Pulling live data out of Ikano Bank in Norway usually means wrestling with PSD2 sandboxes, eIDAS certificates and per-bank onboarding. open-banking.io removes that friction: one REST endpoint gives your app read access to a customer's Ikano Bank accounts, so you can keep balances and transaction feeds in sync without maintaining any banking infrastructure of your own.

Whether you're building accounting automation, a budgeting tool or an internal reconciliation dashboard, the flow is the same across every institution we support — and Ikano Bank is no exception.

How to connect Ikano Bank

  1. Sign up for an open-banking.io account and grab your API key.
  2. Call the connect endpoint with Ikano Bank selected as the target institution.
  3. Redirect your user to Ikano Bank's own login for strong customer authentication (SCA).
  4. Receive the consent token back at your callback URL.
  5. Query accounts, balances and transactions — and refresh whenever you need fresh data.

What data you can access

Once a customer approves the connection, your integration can read:

  • Accounts — personal account details and identifiers (Ikano Bank exposes personal account types).
  • Balances — current and available balances in near real time.
  • Transactions — historical and recent movements for categorisation, matching or analytics.

A single user consent stays valid for up to 180 days before re-authentication is required, keeping ongoing syncs uninterrupted for months at a time. Note that a BIC is not applicable for Ikano Bank via this connection, and account access is limited to personal account types.

Privacy by design

open-banking.io is zero-knowledge: we never store your customers' banking credentials, and account data passes through without being retained on our side. There are no eIDAS or QWAC certificates for you to buy, host or rotate — we handle the regulatory plumbing so your team ships faster.

Pricing

Access starts at roughly EUR 3 per month, with the same flat, predictable pricing whether you connect Ikano Bank alone or tap into our full network of 2,600+ EU and UK banks.

FAQ

Do I need my own PSD2 licence or certificates?

No. open-banking.io operates the licensing and certificate layer for you, so you can connect Ikano Bank with just an API key.

How long does an Ikano Bank connection last?

Each consent remains active for up to 180 days. After that, the customer simply re-authenticates to renew access.

What Ikano Bank data is available?

Personal account details, current and available balances, and full transaction history — all read-only.

Ready to start syncing Ikano Bank data? Visit open-banking.io to create your account.