Hegra Sparebank API Access & Open Banking | open-banking.io

Reach your Hegra Sparebank accounts through open-banking.io, a certificate-free way to bring your business and personal balances and transactions into one place. Hegra Sparebank is an Eika-affiliated savings bank rooted in the Værnes region of Trøndelag, and open-banking.io covers it alongside 2,600+ EU and UK institutions. There is nothing to install to get started and no bank-issued certificate to chase — you sign up, add Hegra Sparebank, and your data flows in encrypted end to end.

The difference here is where decryption happens. When you create your account you set an encryption passphrase, and the key pair is generated on your own device. open-banking.io only ever holds your public key, so its servers store ciphertext they cannot read. Your data is unlocked locally, by you.

How to connect Hegra Sparebank

Connecting is done entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase (your keys are created on your device).
  2. In the dashboard, search for Hegra Sparebank and choose the account type you want — business or personal.
  3. You are redirected to Hegra Sparebank's own secure login, where you approve access under PSD2.
  4. Consent lasts up to 180 days, after which you simply re-approve.
  5. Your approved accounts sync back into your dashboard, ready to view.

Access your data

After your accounts are connected, developers can optionally read them programmatically. From the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard; there is no connect command. Note that an API key alone returns only ciphertext without your private key.

Pricing is roughly EUR 3/month. Hegra Sparebank does not publish a public BIC/SWIFT code for this service, so no BIC is required to connect.

Do I need a certificate or developer account?

No. Connecting happens in the dashboard by approving access on Hegra Sparebank's login. API keys are only for the optional developer step afterward.

Can open-banking.io read my Hegra Sparebank data?

No. It is zero-knowledge and holds only your public key. Data is decrypted on your device with a key only you hold.

How long does access stay active?

Up to 180 days per consent, then you re-authorise Hegra Sparebank to keep syncing.

Start at open-banking.io.