Haltdalen Sparebank API Access & Open Banking

Reach your Haltdalen Sparebank accounts through open-banking.io, a certificate-free gateway to 2,600+ EU and UK banks. Instead of maintaining PSD2 certificates or wrestling with a raw bank API, you link Haltdalen Sparebank once in a friendly dashboard and get a clean, unified view of your money. Both business and personal accounts are supported, and every consent lasts up to 180 days before you renew it. Because open-banking.io is zero-knowledge, your financial data is decrypted on your own device with a key that never leaves you — the service only ever holds your public key.

How to connect Haltdalen Sparebank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your cryptographic keys are generated locally on your device at this moment.
  2. In the dashboard, search for and select Haltdalen Sparebank, then choose whether you're linking a business or personal account.
  3. You're redirected to Haltdalen Sparebank's own secure login, where you approve access on the bank's PSD2 consent screen — your credentials are only ever entered at the bank.
  4. Once approved, your accounts and transactions sync straight into your open-banking.io dashboard, ready to view.

That's the whole flow. No certificate application, no developer onboarding, no waiting.

Access your data

Want to read Haltdalen Sparebank data programmatically? That's an optional step after connecting. Visit the Developers page, create an API key, and export a credentials.json — this bundles your API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key, nobody (including open-banking.io) can read it. Note that the CLI and SDK only read and sync connections you've already made in the dashboard; there is no connect command.

Haltdalen Sparebank has no assigned BIC in our directory, but none is needed — you pick the bank by name in the dashboard.

All of this runs for roughly EUR 3/month.

FAQ

Do I need a PSD2 certificate for Haltdalen Sparebank?

No. open-banking.io is certificate-free — you approve access directly on Haltdalen Sparebank's consent screen.

Can open-banking.io read my Haltdalen Sparebank data?

No. The service is zero-knowledge and stores only your public key; decryption happens on your device.

Up to 180 days per approval, after which you re-authorize with Haltdalen Sparebank.

Start at https://open-banking.io.