Fana Sparebank API Access & Open Banking Data

Fana Sparebank is one of Bergen's long-standing savings banks, and open-banking.io lets you reach its account data without wrestling with PSD2 certificates or eIDAS paperwork. You bring your own encryption key, connect through a simple dashboard, and pull balances and transactions on demand — for both business and personal accounts held at Fana Sparebank.

Everything is built around a zero-knowledge model. Your data is decrypted locally with a key that only you hold, so open-banking.io's servers only ever store your public key. Consent to Fana Sparebank lasts up to 180 days before you renew it, and a note for developers: Fana Sparebank has no published BIC available here, so identify accounts by IBAN or account number instead.

How to connect Fana Sparebank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated right on your own device.
  2. In the dashboard, search for and select Fana Sparebank, then choose whether you're linking a business or a personal account.
  3. You're redirected to Fana Sparebank's own secure login and consent screen, where you approve access directly with the bank.
  4. Your accounts sync back into the dashboard, ready to view.

At no point does anyone redirect you on the bank's behalf — you approve access yourself on Fana Sparebank's real login page.

Access your data

Once the connection exists, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json file bundling that key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key, the data stays unreadable. Note the tooling reads and syncs existing connections; it never connects a bank.

All of this runs for around EUR 3 per month, with no certificates to buy or renew.

Does open-banking.io need a PSD2 certificate?

No. It's certificate-free — you connect through Fana Sparebank's own consent screen instead.

Can open-banking.io read my Fana Sparebank data?

No. It's zero-knowledge and holds only your public key; decryption happens on your device.

Up to 180 days, after which you re-approve access with Fana Sparebank.

Start at open-banking.io.