Etnedal Sparebank API Access & Open Banking

Reaching your Etnedal Sparebank account data no longer means wrestling with eIDAS certificates or a PSD2 sandbox. open-banking.io gives you a single, hosted route to Etnedal Sparebank across 2,600+ EU and UK banks, where every response is decrypted on your own device with a key only you hold. Both business and personal account types are supported, and a single approval keeps data flowing for up to 180 days.

How to connect Etnedal Sparebank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your keys are generated locally on your device, so open-banking.io only ever stores your public key.
  3. In the dashboard, select Etnedal Sparebank and choose whether you're linking a business or personal account.
  4. You're redirected to Etnedal Sparebank's own secure login to approve access under PSD2 consent.
  5. Once approved, your accounts sync straight into your dashboard.

That's the whole flow — the bank authenticates you directly, and open-banking.io never sees your credentials.

Access your data

After your Etnedal Sparebank connection is live, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync.
  • Or call the REST API / an SDK, sending your key in the X-Api-Key header.

Every response arrives encrypted and is decrypted locally with your private key. An API key alone only ever returns ciphertext — without your key, nobody, including open-banking.io, can read it. Note that Etnedal Sparebank does not publish a BIC in this directory, so identify accounts by their IBAN or account number.

All of this runs on a flat subscription of roughly EUR 3/month, with no per-bank certificate to buy or renew.

Do I need a PSD2 certificate for Etnedal Sparebank?

No. open-banking.io is certificate-free — the platform handles the regulated connection, and you simply approve access on Etnedal Sparebank's login screen.

Can open-banking.io read my Etnedal Sparebank transactions?

No. The service is zero-knowledge and holds only your public key. Data is decrypted on your device with a private key that never leaves it.

Up to 180 days per approval. After that, you re-authorise with Etnedal Sparebank to keep your business or personal accounts syncing.

Ready to begin? Start at open-banking.io.