Eika Digitalbank Open Banking & API Access | Norway

Reading your Eika Digitalbank accounts programmatically usually means chasing eIDAS certificates and PSD2 sandbox registrations. open-banking.io removes that entirely. It connects to 2,600+ European banks and lets you reach your Eika Digitalbank data — personal or business — without a single certificate, and without ever handing your banking data to a third party in readable form.

The privacy model is the point. open-banking.io is zero-knowledge: your encryption keys are generated on your own device from a passphrase only you know, and the service stores only your public key. Everything you retrieve is decrypted locally, so the platform itself can never read your Eika Digitalbank balances or transactions.

How to connect Eika Digitalbank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are created locally at this moment; keep the passphrase safe, as it cannot be recovered.
  2. In the dashboard, search for Eika Digitalbank and choose your account type — business or personal.
  3. You are redirected to Eika Digitalbank's own secure login to approve access under PSD2. Your credentials go only to the bank.
  4. Once approved, your accounts sync into your dashboard. The consent lasts up to 180 days, after which you simply re-approve.

No BIC is required for Eika Digitalbank (none is published), and you never leave the bank's official screens to enter your login details.

Access your data

After a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key an API key alone returns only ciphertext — the CLI and SDK read and sync existing connections; they never connect a bank.

All of this runs at roughly EUR 3/month.

Do I need a PSD2 certificate for Eika Digitalbank?

No. open-banking.io is certificate-free; approval happens on Eika Digitalbank's own consent screen.

Can open-banking.io see my Eika Digitalbank data?

No. It is zero-knowledge and holds only your public key; decryption occurs on your device.

Does the API key connect my account?

No. Connecting is done in the dashboard. API keys and the CLI only read or sync connections you already approved.

Start at open-banking.io.