Cultura API Access | Open Banking Integration

Pull live Cultura data into your own tools without wrestling with bank-specific portals or PSD2 certificates. open-banking.io gives you a single, consistent REST API to read your Cultura accounts, balances and transaction history — the same interface that already reaches 2,600+ banks across the EU and UK. Whether you are building bookkeeping automation, a budgeting dashboard or reconciliation for a business, Cultura connects the same way every other bank does.

How to connect Cultura

  1. Create your open-banking.io account and generate an API key.
  2. Call the endpoint for Cultura to start an authorisation session.
  3. Approve access in Cultura's own secure login — you stay in control.
  4. Receive a consent token and begin pulling account data straight away.

What data you can access

  • Accounts — identifiers and metadata for both business and personal accounts
  • Balances — current and available figures, refreshed on demand
  • Transactions — dated, categorisable history for syncing and reconciliation

A single Cultura authorisation stays valid for up to 180 days before a renewal is needed, so you can keep data flowing without repeated logins. Cultura supports both business and personal account types. No BIC is required to route your request — our API resolves the connection for you.

Privacy by design

open-banking.io is zero-knowledge: your credentials go directly to Cultura, never to us, and we don't retain the banking data that passes through. There are no eIDAS certificates to buy, register or renew — that regulatory overhead is handled on our side, so you skip the usual PSD2 setup entirely.

Pricing

One flat plan of roughly EUR 3/month covers Cultura along with every other supported institution — no per-connection fees, no enterprise minimums, no surprises.

Is Cultura really included for the standard price?

Yes. Every one of the 2,600+ supported banks, Cultura included, is covered by the single low monthly subscription.

Do I need a PSD2 certificate to connect?

No. open-banking.io is certificate-free — you authenticate with an API key and your customer's own Cultura login.

How often can I refresh Cultura data?

As often as you need within your active consent window. Balances and transactions can be re-fetched on demand for up to 180 days per authorisation.

Ready to start syncing Cultura? Explore the docs and sign up at open-banking.io.