bunq Norway API Access & Open Banking Data

Reaching your bunq (Norway) account data no longer means wrestling with certificates or a PSD2 sandbox. open-banking.io gives you a certificate-free path to your bunq balances and transactions, covering both personal and business accounts. Everything you pull is decrypted on your own device with a key only you hold — the service is zero-knowledge and never sees your unencrypted statements. For bunq the BIC is not published here, and a single approval keeps data flowing for up to 180 days before you renew.

How to connect bunq

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated locally on your device; only your public key ever leaves it.
  2. In the dashboard, choose bunq (Norway) and pick the account type you need — personal or business.
  3. You are redirected to bunq's own secure login, where you approve access on bunq's PSD2 consent screen.
  4. Once approved, your bunq accounts sync straight into your dashboard, ready to view.

That consent stays valid for as long as 180 days, after which you simply re-approve on bunq's screen.

Access your data

Reading bunq data programmatically is an optional developer step you take after connecting. Open the Developers page, create an API key, and export a credentials.json file — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. Without that private key, the API returns only ciphertext — which is exactly what keeps the model zero-knowledge.

All of this runs at around EUR 3/month, with no certificates to buy or renew.

FAQ

Does open-banking.io support bunq business accounts?

Yes. Both personal and business bunq accounts can be connected and read, selected by account type when you add bunq in the dashboard.

Do I need an API key to connect bunq?

No. Connecting is done in the dashboard by approving access on bunq's own login. API keys are only for the optional programmatic read step afterward.

Can open-banking.io read my bunq transactions?

No. The service holds only your public key, so your data is decrypted solely on your device. It is zero-knowledge by design.

Start at open-banking.io.