Bjugn Sparebank API Access & Open Banking Data

Bjugn Sparebank is a Norwegian savings bank serving personal and business customers, and open-banking.io lets you reach its account and transaction data without certificates, bank sponsorships, or PSD2 licensing of your own. open-banking.io is a zero-knowledge service covering 2,600+ banks across the EU and UK: your data is encrypted to a key generated on your own device, so only you can read it. Whether you hold a personal current account or run business banking with Bjugn Sparebank, you get one consistent way to view and export your financial data.

How to connect Bjugn Sparebank

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device; open-banking.io only ever holds your public key.
  2. In the dashboard, pick Bjugn Sparebank and choose your account type — both business and personal are supported.
  3. You are redirected to Bjugn Sparebank's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into your dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Bjugn Sparebank does not publish a BIC for this service, so none is required — selecting the bank by name in the dashboard is all you need.

Access your data

Once Bjugn Sparebank is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — the servers never see your data in the clear.

All of this runs for around EUR 3/month, certificate-free.

Do I need a developer account to use Bjugn Sparebank?

No. Connecting and viewing accounts is done in the dashboard. API keys are only for the optional programmatic read step.

Can open-banking.io read my Bjugn Sparebank data?

No. It is zero-knowledge and holds only your public key. Decryption happens on your device with a private key only you control.

Up to 180 days per approval, then you re-authorize on Bjugn Sparebank's consent screen.

Start at open-banking.io.