Birkenes Sparebank API Access & Open Banking Data

Birkenes Sparebank is a local Eika-group savings bank serving the Agder region of southern Norway. If you want a clean, programmatic view of your Birkenes Sparebank accounts — or simply a private place to watch balances and transactions across banks — open-banking.io gives you PSD2 access without the usual eIDAS certificates, sandbox paperwork, or per-bank onboarding. It covers 2,600+ European banks, and everything you pull is decrypted on your own device with a key that never leaves it.

Both business and personal Birkenes Sparebank accounts are supported. Access is granted under Norwegian PSD2 rules for up to 180 days per consent, after which you simply re-approve. Birkenes Sparebank has no published BIC in our directory, so you select the bank by name rather than by code.

How to connect Birkenes Sparebank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated locally on your device, so only you can later unlock the data.
  2. In the dashboard, choose Birkenes Sparebank and pick the account type you want to link (business or personal).
  3. You are redirected to Birkenes Sparebank's own secure login, where you approve access on the bank's consent screen — your credentials are only ever entered at the bank.
  4. Once approved, your accounts and transactions sync back into your open-banking.io dashboard automatically.

Access your data

Reading the data programmatically is an optional step for developers, taken after the connection above exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections that already exist — they never create one.

Because open-banking.io is zero-knowledge, its servers hold only your public key and store your data as ciphertext. At roughly EUR 3/month, that privacy is the default, not a paid extra.

Is a certificate or bank agreement required?

No. open-banking.io is certificate-free — no eIDAS QWAC and no direct contract with Birkenes Sparebank are needed.

Can open-banking.io read my Birkenes Sparebank data?

No. Data is decrypted only on your device with your private key; the servers see ciphertext.

How long does access last?

Each Birkenes Sparebank consent lasts up to 180 days, then you re-approve from the dashboard.

Start at open-banking.io.