Berg Sparebank API Access & Open Banking

Berg Sparebank customers can reach their account and transaction data through open-banking.io, a certificate-free gateway that covers 2,600+ banks across the EU and UK. Instead of chasing a PSD2 sandbox or eIDAS certificate, you point open-banking.io at Berg Sparebank, approve access once, and your accounts flow into a single dashboard. Both business and personal accounts are supported, and each consent stays valid for up to 180 days before you renew it.

What sets the service apart is that it never sees your data in the clear. Your encryption keys are generated on your own device, so open-banking.io holds only your public key — everything that returns from Berg Sparebank is decrypted locally, by you.

How to connect Berg Sparebank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase; your private key is created locally and never leaves your device.
  3. In the dashboard, choose Berg Sparebank and pick the account type you need — business or personal.
  4. You're redirected to Berg Sparebank's own secure login to approve access on their PSD2 consent screen.
  5. Once approved, your accounts sync back into the dashboard automatically.

Because Berg Sparebank has no BIC listed here, you select it directly by name rather than by identifier.

Access your data

After a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key, there is nothing readable. The CLI and SDK read and sync existing connections; they never connect a bank.

All of this runs at roughly EUR 3/month.

Do I need a certificate to access Berg Sparebank?

No. open-banking.io is certificate-free — no eIDAS or QWAC setup is required.

Can open-banking.io read my Berg Sparebank data?

No. The service is zero-knowledge and stores only your public key. Decryption happens on your device.

Berg Sparebank consent is valid for up to 180 days, after which you re-approve from the dashboard.

Start connecting Berg Sparebank at open-banking.io.