Bank Norwegian Open Banking & API Access Guide

Bank Norwegian is a digital-first Norwegian consumer bank known for its savings accounts, credit cards and lending. If you want your Bank Norwegian data in your own tools — a budgeting app, a spreadsheet, or a script — open-banking.io gives you regulated PSD2 access without certificates, eIDAS setup or a corporate agreement. It covers 2,600+ European banks, and every byte you pull is decrypted on your own device with a key only you hold.

The service is zero-knowledge by design: open-banking.io stores only your public key, so its servers can never read or decrypt your balances and transactions. That keeps your Bank Norwegian data private even from the platform relaying it.

How to connect Bank Norwegian

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, choose Bank Norwegian and select the personal account type.
  3. You are redirected to Bank Norwegian's own secure login to approve access under PSD2.
  4. Once you confirm consent, your accounts sync into the dashboard.

Consent lasts up to 180 days, after which you simply re-approve on Bank Norwegian's screen. Bank Norwegian has no published BIC in our directory, so none is required to connect.

Access your data

After your Bank Norwegian accounts are connected, developers can optionally read them programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries your X-Api-Key header, and each response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key it stays unreadable, which is what makes the whole pipeline zero-knowledge.

All of this runs for around EUR 3/month, with no certificate purchase or bank onboarding paperwork.

Does open-banking.io work with Bank Norwegian personal accounts?

Yes. Bank Norwegian personal accounts are supported and sync directly into your dashboard after consent.

Can open-banking.io see my Bank Norwegian transactions?

No. The platform holds only your public key; data is decrypted locally, so it never sees your cleartext.

Bank Norwegian consent is valid for up to 180 days, then you re-approve on the bank's login screen.

Start at open-banking.io.