Van Lanschot Open Banking & API Access in the NL

Van Lanschot is a Dutch private bank, and open-banking.io gives you a clean, PSD2-compliant way to reach its account data without touching eIDAS certificates or building an integration yourself. Whether you hold a business or personal relationship (BIC FVLBNL22), you link the account once and then read balances and transactions on your own terms. Consent under PSD2 runs for up to 180 days, after which you simply re-approve.

The design principle is zero-knowledge: your Van Lanschot data is encrypted and only ever decrypted on your own device with a key open-banking.io never sees. Their servers hold your public key and ciphertext — nothing readable.

How to connect Van Lanschot

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your device from that passphrase.
  2. In the dashboard, choose Van Lanschot and pick the account type you hold (business or personal).
  3. You are redirected to Van Lanschot's own secure login, where you approve access on the bank's consent screen — your credentials stay with Van Lanschot.
  4. Once approved, your accounts sync back into the open-banking.io dashboard, ready to view.

That's the whole flow. You are never asked to redirect anyone, register a redirect URI, or generate a token to establish the link.

Access your data

Reading Van Lanschot data programmatically is an optional developer step you take after connecting. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key.

With that in place, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your private key. Note the CLI and SDK only read and sync connections that already exist — there is no connect command, because linking a bank always happens in the dashboard. An API key on its own returns only ciphertext without your key.

All of this runs for around EUR 3/month across 2,600+ EU and UK banks.

FAQ

Do I need an eIDAS certificate for Van Lanschot?

No. open-banking.io is certificate-free — you approve access through Van Lanschot's own consent screen.

Can open-banking.io read my Van Lanschot data?

No. It is zero-knowledge; only your device holds the key to decrypt it.

Up to 180 days per PSD2, then you re-approve from the dashboard.

Get started at open-banking.io.