Rabobank API Access & Open Banking Data | open-banking.io

Rabobank is one of the Netherlands' largest cooperative banks, and its account data — balances, transactions and payment history — is exactly what you need for bookkeeping, budgeting apps or financial dashboards. open-banking.io gives you tidy, ongoing access to that data without the usual PSD2 red tape: no eIDAS certificates, no bank sponsorship, no compliance paperwork. You connect through a single dashboard that speaks to 2,600+ European banks, and because everything is decrypted locally with a key only you hold, the service itself never sees your Rabobank information in the clear.

Rabobank supports both business and personal accounts (BIC RABONL2U), and a single consent stays valid for up to 180 days before you re-approve — one of the longer windows available under PSD2.

How to connect Rabobank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your cryptographic keys are generated right there on your own device.
  2. Open the dashboard, choose Rabobank from the bank list, and select the account type you want to link (business or personal).
  3. You are redirected to Rabobank's own secure login, where you approve access on the bank's PSD2 consent screen — your credentials only ever touch Rabobank.
  4. Once approved, your Rabobank accounts sync straight into your dashboard, ready to view.

Access your data

Reading Rabobank data programmatically is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can pull data with the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key — the API key alone only ever returns ciphertext. The CLI and SDK read and refresh existing connections; they never create them.

At roughly EUR 3/month, you get zero-knowledge, certificate-free access to Rabobank and thousands of other banks.

FAQ

Can open-banking.io read my Rabobank transactions?

No. The platform is zero-knowledge and stores only your public key, so data stays encrypted on its servers and is decrypted only on your device.

How long does Rabobank access last?

Up to 180 days per consent. After that, simply re-approve access from the dashboard.

Do I need a certificate or developer licence?

No. open-banking.io is certificate-free — no eIDAS certificate or bank onboarding is required.

Ready to start? Visit open-banking.io.