Access iBanFirst Data — API & Open Banking Guide

iBanFirst is a Netherlands-based provider of cross-border payments and FX for businesses, and open-banking.io lets you reach its account data without wrestling with PSD2 certificates, sandboxes or eIDAS onboarding. Sign up once and you can view balances and transactions for your iBanFirst accounts — and, if you build software, read the same data programmatically. Everything stays private: open-banking.io is zero-knowledge, so it holds only your public key and never sees your decrypted statements.

How to connect iBanFirst

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Create an open-banking.io account and set an encryption passphrase. Your keys are generated on your own device, so only you can unlock your data.
  2. In the dashboard, choose iBanFirst (BIC FXBBBEBBXXX) and pick the account type you hold — business or personal.
  3. You are redirected to iBanFirst's own secure login to approve access under PSD2. You authenticate directly with the bank; open-banking.io never sees your credentials.
  4. Once approved, your accounts sync into the dashboard. The consent lasts up to 180 days, after which you simply re-approve on iBanFirst's screen.

Access your data

Wonce your iBanFirst connection is live, developers can optionally read it in code. On the Developers page, create an API key and export a credentials.json — it bundles the API key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key the data stays unreadable, even to open-banking.io. There is no connect command; the tooling reads and syncs the connection you already approved in the dashboard.

At roughly EUR 3/month, it is a certificate-free path to iBanFirst and 2,600+ other EU and UK banks.

Do I need a PSD2 certificate for iBanFirst?

No. open-banking.io handles the regulated side; you just approve access on iBanFirst's own login.

Can open-banking.io read my iBanFirst transactions?

No. It is zero-knowledge and stores only your public key. Decryption happens on your device.

How do I connect an iBanFirst business account?

In the dashboard, select iBanFirst and choose the business account type, then approve the PSD2 consent — the same flow works for personal accounts.

Start at open-banking.io.