Handelsbanken API Access (Netherlands) | Open Banking

Pulling live data from your Handelsbanken accounts in the Netherlands no longer means wrangling bank certificates or bespoke integrations. With open-banking.io you connect once and stream account details, balances and transaction history straight into your own software, dashboards or bookkeeping stack. One API, one consistent JSON shape, whether you bank personally or run a business through Handelsbanken (BIC HANDNL2A).

How to connect Handelsbanken

1. Sign up for an open-banking.io account and grab your API key.
2. Search for Handelsbanken in the Netherlands and start an authorization request.
3. Approve access in Handelsbanken's own secure login — your credentials stay with the bank.
4. Receive a reusable access token and begin calling endpoints immediately.

What data you can access

• Accounts — identifiers, IBANs and metadata for both business and personal Handelsbanken accounts.
• Balances — current and available figures, refreshed on demand.
• Transactions — booked and pending entries with dates, amounts, counterparties and references.

Consent and coverage

A single Handelsbanken consent stays valid for up to 180 days before the account holder needs to re-authorize, so recurring syncs run without constant interruptions. Beyond Handelsbanken, the same API reaches 2,600+ banks across the EU and UK, letting you standardize one integration across every institution your customers use.

Privacy by design

open-banking.io is zero-knowledge: we never store your banking credentials, and authentication happens entirely on Handelsbanken's side. There are no eIDAS or QWAC certificates to buy, renew or manage — the platform handles compliance plumbing so you handle data. Access is scoped strictly to what the account holder approves.

Pricing

Flat and predictable at roughly EUR 3 per month, with no per-call surprises and no certificate overhead. Test in a sandbox before you go live.

Does open-banking.io work with both personal and business Handelsbanken accounts?

Yes. Both account types are supported through the same endpoints, so you can mix personal and business Handelsbanken connections under one integration.

How often do I need to renew Handelsbanken consent?

Consent lasts up to 180 days. After that the account holder simply re-authorizes through Handelsbanken's login to keep the connection active.

Do I need a bank certificate to connect?

No. The API is certificate-free — there is nothing to purchase or install on your end. Sign up, authorize, and start pulling data.

Ready to start? Explore the docs and connect Handelsbanken today at open-banking.io.