N26 Malta API Access via Open Banking Integration

Sync your N26 (Malta) data programmatically

Building an app, dashboard or bookkeeping tool that needs live N26 data? open-banking.io gives you a single, standards-based API to pull account information straight from N26 in Malta — no scraping, no fragile logins, no per-bank eIDAS certificate to obtain. One integration, one credential, and your N26 accounts are readable in minutes.

How to connect N26

1. Create an open-banking.io account and generate your API key.
2. Call the endpoint list and select N26 (Malta) as the target institution.
3. Redirect the account holder to N26's own consent screen to authorise access.
4. Receive the returned access token and begin requesting data.
5. Refresh the consent before it lapses to keep the connection live.

What data you can access

Once consent is granted, open-banking.io exposes N26 account details (both business and personal account types), current and available balances, and full transaction history with amounts, dates, counterparties and references. That is enough to power reconciliation, cash-flow views, affordability checks or spending analytics.

Consent and coverage facts

• Account types supported: business and personal
• Maximum consent duration: 180 days before re-authorisation is required
• BIC: not applicable for this institution
• Network reach: part of a 2,600+ bank footprint across the EU and UK, so N26 sits alongside every other account you may need under one contract

Privacy by design

open-banking.io is zero-knowledge: your users' credentials are entered only on N26's authorisation page, never on ours, and we never store banking passwords. The service is certificate-free, so you skip the costly and slow process of applying for your own open-banking certificates. Data flows through regulated, consent-based channels only.

Pricing

Access starts at roughly EUR 3 per month — a flat, predictable cost that covers N26 and the rest of the 2,600+ supported banks, with no per-call surprises.

FAQ

Do I need my own open-banking certificate for N26?

No. open-banking.io handles the regulated connectivity, so you integrate against one API without sourcing certificates yourself.

How long does an N26 consent last?

Up to 180 days. After that the account holder simply re-authorises through N26 to continue the connection.

Can I connect both business and personal N26 accounts?

Yes. Both account types are supported through the same integration.

Ready to start? Visit open-banking.io to connect N26 today.