bunq (Malta) API Access — Connect Your Account

Reading your bunq data into your own tools no longer means wrestling with bank-specific SDKs or scraping statements by hand. open-banking.io gives Malta-based bunq customers a single, standards-based way to pull live account information straight into spreadsheets, dashboards, accounting software, or whatever you're building. Whether you run a personal profile or a business account, the same connection surfaces your balances and payment history in a clean, predictable format.

bunq is a fully digital bank, and open-banking.io speaks its PSD2 interface directly, so there's nothing to install on bunq's side and no paperwork to file.

How to connect bunq

  1. Create an open-banking.io account and open the connection dashboard.
  2. Search for bunq and select it from the supported-bank list.
  3. Choose whether you're linking a personal or business profile.
  4. Approve the request inside your bunq app — you stay in control of the authorisation.
  5. Start receiving structured account data through the API immediately.

What data you can access

  • Accounts — identifiers and metadata for each bunq account you authorise
  • Balances — up-to-date figures across your linked accounts
  • Transactions — line-by-line payment history for reconciliation and analysis

Access is granted for up to 180 days per consent, after which a quick re-authorisation renews it. bunq does not publish a fixed BIC through this channel, so open-banking.io routes the connection without needing one. The same platform reaches 2,600+ banks across the EU and UK, meaning bunq can sit alongside every other institution you connect under one integration.

Privacy by design

open-banking.io is zero-knowledge and certificate-free. You never upload eIDAS certificates or manage cryptographic keys, and your banking credentials are entered only with bunq — never stored by us. Data passes through for you to consume, not for us to retain.

Pricing

One flat rate of roughly EUR 3 per month covers your bunq connection and every other bank you link. No per-call fees, no enterprise contract.

Frequently asked questions

Do I need a business account to connect bunq?

No. Both personal and business bunq profiles in Malta are supported — pick the type that matches your account when you link it.

How often do I re-authorise?

Each consent lasts up to 180 days. When it expires, you simply approve the connection again in the bunq app to keep the data flowing.

Are any certificates required?

None. The service is certificate-free, so there's nothing to procure, install, or renew on your end.

Ready to connect? Get started at open-banking.io.