Bank Of Valetta Open Banking & API Access | Malta

Reading your own Bank Of Valetta data used to mean eIDAS certificates, sandbox registrations and regulator paperwork. open-banking.io removes all of that. It is a certificate-free EU/UK open-banking service covering 2,600+ banks, where every figure that lands in your dashboard is decrypted locally with a key that never leaves your device. Whether you run a Maltese company or just want a clean view of a personal current account, Bank Of Valetta (BIC VALLMTMTXXX) connects the same way, with a PSD2 consent you approve yourself.

How to connect Bank Of Valetta

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated on your own device, so only you hold the private key.
  2. In the dashboard, search for Bank Of Valetta and choose the account type you hold — business or personal.
  3. You are redirected to Bank Of Valetta's own secure login, where you review and approve access on the bank's consent screen.
  4. Your accounts and transactions sync back into your dashboard. The consent lasts up to 180 days, after which you simply re-approve on Bank Of Valetta's screen.

Because the approval takes place on the bank's own domain, open-banking.io never sees your Bank Of Valetta credentials.

Access your data

Once a connection exists, developers can optionally read it programmatically. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key. Note that the CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command. An API key on its own returns ciphertext; without your private key, nobody, including open-banking.io, can read it.

FAQ

Does open-banking.io store my Bank Of Valetta login?

No. You authenticate on Bank Of Valetta's own consent screen, and open-banking.io holds only your public key — it is zero-knowledge by design.

Can I access both business and personal accounts?

Yes. Bank Of Valetta supports both business and personal account types; pick the one you hold when connecting in the dashboard.

What does it cost?

Around EUR 3 per month, with no certificates or per-call developer fees to arrange.

Ready to start? Connect Bank Of Valetta at open-banking.io.