Swedbank Latvia API Access | Sync Accounts Fast

Pulling live data out of Swedbank in Latvia usually means wrestling with certificates, sandbox onboarding and per-bank quirks. open-banking.io removes that friction: point a single API at Swedbank (BIC HABALV22) and keep account, balance and transaction data in sync for both personal and business customers — no bank-specific integration to build or maintain.

How to connect Swedbank

1. Create an open-banking.io account and grab your API key.
2. Call the connect endpoint with the Swedbank Latvia identifier.
3. Send your customer to Swedbank's own authentication screen to approve access.
4. Receive the authorised consent token and start reading data immediately.

What data you can access

Once a customer has authorised the connection, you can retrieve:

• Accounts — business and personal account details and identifiers
• Balances — current and available amounts, refreshed on demand
• Transactions — historical and incoming entries with counterparties and references

Consent and coverage

Swedbank consents last up to 180 days before the customer needs to re-authorise, so long-running dashboards and accounting syncs keep working without weekly interruptions. Swedbank is one of 2,600+ banks reachable through the same open-banking.io interface, meaning the code you write here works unchanged across the rest of the EU and UK.

Privacy by design

open-banking.io is zero-knowledge: we relay data between Swedbank and your application without storing your customers' financial records. There are no eIDAS certificates to purchase, register or rotate — the platform is certificate-free, so you skip the compliance overhead that normally gates PSD2 access.

Pricing

Access starts at roughly EUR 3 per month, a flat, predictable cost with no setup fees or per-call surprises.

FAQ

Does Swedbank support business accounts?

Yes. Both business and personal Swedbank accounts are available through the same endpoints, so multi-segment products need no special handling.

How long does a Swedbank consent stay valid?

Up to 180 days. After that the customer simply re-authorises through Swedbank to renew read access.

Do I need my own bank certificate?

No. open-banking.io is certificate-free — you authenticate with an API key and never manage eIDAS certificates yourself.

Ready to sync Swedbank Latvia data? Get started at open-banking.io.