SEB API Access for Latvia — Open Banking Sync

Pull live financial data from SEB in Latvia straight into your own product with open-banking.io. Instead of building a direct integration with the bank, you connect once to our unified API and start syncing SEB account information, balances and transaction history in minutes. Whether you are reconciling books, powering a personal finance app or scoring credit, the data arrives structured and ready to use.

SEB (BIC UNLALV2X) is one of 2,600+ banks reachable through a single open-banking.io endpoint, so the SEB integration you write today works the same way for every other institution you add tomorrow.

How to connect SEB

1. Create an open-banking.io account and grab your API key.
2. Call the connect endpoint and select SEB in Latvia as the target bank.
3. Redirect the account holder to SEB to authenticate and approve access.
4. Receive the secure consent token and begin syncing data immediately.

What data you can access

• Accounts — details for both business and personal SEB accounts, including IBAN and currency.
• Balances — current and available balances refreshed on demand.
• Transactions — dated, categorised transaction records for reconciliation and analytics.

Consent and coverage

SEB in Latvia supports both business and personal account types. A single user consent stays valid for up to 180 days, after which the account holder simply re-authorises to keep the connection live. open-banking.io manages the renewal flow so your integration keeps running smoothly.

Privacy by design

We run a zero-knowledge, certificate-free architecture. There are no eIDAS certificates to buy, install or rotate, and we never store banking credentials — authentication always happens on SEB's own login. Your users' financial data passes through encrypted and stays yours.

Pricing

Access to SEB and every other supported bank starts at roughly EUR 3/month. No per-bank fees, no setup costs, no certificate overhead — one predictable price for the entire network.

FAQ

Do I need an eIDAS certificate to access SEB?

No. open-banking.io is certificate-free, so you can connect to SEB in Latvia without purchasing or managing any regulatory certificates.

How long does SEB consent last?

Each account holder's consent is valid for up to 180 days. When it expires, the user re-authorises through SEB to renew access.

Can I access both business and personal SEB accounts?

Yes. SEB in Latvia exposes both business and personal account types, and both are available through the same open-banking.io API.

Ready to start syncing SEB data? Get connected at open-banking.io.