Rietumu Banka API Access & Open Banking Integration

Rietumu Banka is one of Latvia's established privately owned banks, and open-banking.io lets you reach its account and transaction data without wrestling with PSD2 certificates, sandbox registrations, or eIDAS paperwork. You sign up once, and open-banking.io handles the regulated connection to Rietumu Banka (BIC RTMBLV2X) on your behalf — covering both business and personal accounts, with consent valid for up to 180 days before a quick renewal.

The design is deliberately zero-knowledge. Your encryption keys are generated on your own device from a passphrase you choose, and open-banking.io only ever stores your public key. Every figure that comes back from Rietumu Banka is decrypted locally, so the service itself never sees your balances or payment history in readable form.

How to connect Rietumu Banka

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Create your open-banking.io account and set an encryption passphrase. Your private key never leaves your browser.
  2. In the dashboard, search for Rietumu Banka and pick the account type you want to link (business or personal).
  3. You are redirected to Rietumu Banka's own secure login, where you authenticate and approve access on the bank's official PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard, ready to view and refresh.

You stay in control the whole way — approval always takes place on Rietumu Banka's side, and consent lapses automatically at the 180-day mark unless you renew it.

Access your data

Want the data in your own tooling? That is an optional developer step, taken after the bank is connected. Open the Developers page, generate an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, and the REST API all work the same way: requests carry the X-Api-Key header, and each response is decrypted locally with your key. An API key alone only ever returns ciphertext, so nobody but you can read the results.

All of this runs on the flat subscription of roughly EUR 3/month.

Does open-banking.io need an eIDAS certificate?

No. open-banking.io operates as the regulated intermediary, so you skip certificates entirely.

Can open-banking.io see my Rietumu Banka balances?

No. It holds only your public key; decryption happens on your device.

Does the CLI connect the bank for me?

No. The CLI and SDKs only read and sync connections you already approved in the dashboard.

Start linking Rietumu Banka at open-banking.io.