PayPal Latvia: API Access & Open Banking Data
Reaching your PayPal data in Latvia usually means wrestling with developer portals and merchant dashboards. open-banking.io takes a different route: it links your PayPal account through regulated PSD2 open banking, then hands you clean, decrypted access to balances and transaction history. No certificates to buy, no bespoke integration to maintain — just your account, synced into one place and readable on your terms.
PayPal in Latvia works for both business and personal account types, and a single approval keeps your connection live for up to 180 days before you renew it. There is no published BIC for PayPal, so open-banking.io routes the connection by name rather than by bank identifier — you simply select PayPal from the list.
How to connect PayPal
Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.
- Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so only you ever hold them.
- In the dashboard, pick PayPal and choose the account type you want to link (business or personal).
- You are redirected to PayPal's own secure login, where you approve access directly on PayPal's consent screen.
- Once you confirm, your accounts sync back into your dashboard and stay current for the length of your consent window.
Access your data
Reading PayPal data programmatically is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext; without your private key, nobody — including open-banking.io — can read it.
That is the point of the zero-knowledge design: the servers hold only your public key, so your financial data is never legible to anyone but you. All of it runs for around EUR 3/month.
Does open-banking.io store my PayPal login?
No. You authenticate on PayPal's own screen, and open-banking.io never sees your credentials.
Can I connect PayPal with the CLI?
No. The CLI and SDK only read and sync existing connections. Linking PayPal always happens in the dashboard.
What do I need to decrypt my data?
Your private key, held in credentials.json. Responses arrive encrypted and are unlocked on your device, never on the server.
Ready to start? Visit open-banking.io.