Citadele API Access (Latvia) | Open Banking Data

Citadele is one of Latvia's largest home-grown banks, and open-banking.io lets you reach its account and transaction data without wrestling with eIDAS certificates, sandbox registrations, or a PSD2 developer programme. You connect once through a guided dashboard flow, and everything that arrives is encrypted so only you can read it. There are no TPP credentials to maintain and no compliance paperwork to file.

Because open-banking.io is zero-knowledge, the platform only ever holds your public key. Your Citadele balances and payment history are decrypted on your own device with a private key that never leaves it — the servers store ciphertext they cannot open.

How to connect Citadele

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your device at this moment.
  2. In the dashboard, search for and select Citadele (BIC PARXLV22), then choose whether you're linking a business or personal account.
  3. You're redirected to Citadele's own secure login, where you approve access under PSD2. open-banking.io never sees your banking password.
  4. Once approved, your accounts sync into the dashboard. A single consent stays valid for up to 180 days before Citadele asks you to re-authorise.

Access your data

Reading Citadele data programmatically is an optional developer step you take after the connection exists. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key there is nothing readable to see.

FAQ

Do I need a certificate or PSD2 licence for Citadele?

No. open-banking.io is certificate-free. You approve access on Citadele's consent screen like any regular login — no eIDAS certificate or TPP registration required.

Can the CLI connect my Citadele account?

No. The CLI and SDKs only read and sync connections that already exist. There is no connect command — linking Citadele always happens in the dashboard.

What does it cost?

Around EUR 3 per month covers access to Citadele and 2,600+ other supported EU and UK banks.

Start linking your Citadele accounts at open-banking.io.