bunq API Access in Latvia | open-banking.io

Pulling your bunq data into your own tools shouldn't mean wrestling with bank-specific integrations. With open-banking.io you connect a bunq (Latvia) account once and stream a clean, normalised feed of accounts, balances and transactions straight into whatever you're building — a bookkeeping flow, a personal dashboard, or an internal finance system.

bunq is a Netherlands-founded neobank that operates across the EU, including Latvia, so its accounts are reachable through the same PSD2 rails that open-banking.io speaks natively. You skip the eIDAS certificates, sandbox onboarding and per-bank plumbing and get a single API instead.

How to connect bunq

  1. Sign up for an open-banking.io account and grab your API key.
  2. Search the bank directory for bunq and select the Latvia entry.
  3. Send your user to bunq's own authentication screen to approve access.
  4. Receive the returned consent token and start calling the endpoints.

What data you can access

  • Accounts — personal and business account details and identifiers
  • Balances — current and available balances, refreshed on demand
  • Transactions — historical and incoming entries with counterparties, amounts and dates

bunq (Latvia) supports both personal and business accounts. A single customer consent stays valid for up to 180 days before the account holder needs to re-authorise, so long-running syncs keep working without weekly interruptions. bunq does not publish a BIC through this connection, so match accounts on IBAN rather than BIC. open-banking.io reaches 2,600+ banks across the EU and UK from this one integration.

Privacy by design

The platform is zero-knowledge: your customers' banking data flows through without being stored or mined, and there are no eIDAS or QWAC certificates for you to buy, host or rotate. That keeps your compliance surface small and your setup fast.

Pricing

Flat and predictable — access starts at around EUR 3 per month, with no per-call surprises or enterprise minimums.

FAQ

Does open-banking.io work with bunq business accounts in Latvia?

Yes. Both personal and business bunq accounts are supported through the same connection, so you can sync either type without a separate setup.

How often will my customers re-authorise bunq access?

Consent lasts up to 180 days. After that window the account holder simply re-approves access through bunq to renew the connection.

Do I need certificates to connect to bunq?

No. open-banking.io is certificate-free — there are no eIDAS/QWAC certificates to obtain or manage, which removes the slowest part of most PSD2 integrations.

Ready to start syncing bunq data in Latvia? Explore the docs and connect at open-banking.io.