RBS International Luxembourg Open Banking API Access

Corporate treasurers and finance developers who bank with RBS International in Luxembourg often need their account and transaction data outside the branch portal — in a ledger, a cash-flow model, or an internal tool. open-banking.io gives you exactly that: a PSD2-backed link to RBS International (BIC RIDSLUL2XXX) with none of the usual eIDAS certificate paperwork or bank-by-bank API onboarding. It covers 2,600+ EU and UK institutions, and everything your accounts return is decrypted on your own machine with a key that never leaves it.

RBS International's Luxembourg entity serves business account holders, and a single consent stays valid for up to 180 days before you re-approve — so a connection you set up today keeps syncing for roughly half a year untouched.

How to connect RBS International

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your key pair is generated locally on your device; open-banking.io only ever sees your public key.
  3. In the dashboard, search for RBS International and choose the business account type.
  4. You're redirected to RBS International's own secure login, where you approve access under PSD2 — your credentials go to the bank, never to us.
  5. Your accounts sync back into the dashboard, ready to view.

Access your data

Reading the data programmatically is an optional step you take after the connection exists. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API all work. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your key. The API key on its own returns only ciphertext — without your private key, nobody, including our servers, can read a thing.

At about EUR 3/month, it's a low-overhead route to programmatic RBS International data with privacy built in rather than bolted on.

FAQ

Does open-banking.io store my RBS International login?

No. You authenticate directly on RBS International's consent screen. We hold your public key only — the design is zero-knowledge end to end.

Can I connect RBS International with the CLI or an API key?

No. Connecting is a dashboard-only action. The CLI, SDK, and API read and sync connections that already exist; there is no connect command.

Up to 180 days per approval, after which you re-confirm access in the dashboard.

Ready to start? Visit open-banking.io.