PayPal API Access — Sync Balances & Transactions

Bring your PayPal (Luxembourg) data into your own tools without wrestling with scattered exports or manual reconciliation. open-banking.io gives you a single, standards-based connection that keeps PayPal account, balance and transaction data flowing straight into your app, spreadsheet or accounting stack — read-only and always current.

Whether you run a business wallet or a personal account, one integration replaces bespoke scraping and brittle CSV downloads with a clean, maintained feed.

How to connect PayPal

  1. Create an open-banking.io account and open the connection dashboard.
  2. Search for PayPal (Luxembourg) in the provider list.
  3. Choose the account type you hold — business or personal.
  4. Authenticate through PayPal's own secure login and approve the access request.
  5. Start pulling live data through the unified API.

What data you can access

  • Accounts — identifiers and metadata for each connected PayPal account
  • Balances — up-to-date available and current balances
  • Transactions — dated, categorised movement history for reconciliation and reporting

Your authorisation stays valid for up to 180 days before a quick re-confirmation is needed — one of the longest windows available under the standard. PayPal (Luxembourg) is one of 2,600+ banks and financial institutions reachable through the same open-banking.io endpoint, so adding further providers later needs no new integration work.

Privacy by design

open-banking.io is zero-knowledge: your financial data passes through without being stored or mined, and no eIDAS or QWAC certificate setup is required on your side. Access is scoped strictly to what you approve, and connections are read-only — nothing can be moved or changed on your behalf.

Pricing

One flat subscription of around EUR 3 per month covers your access — no per-call fees, no enterprise onboarding, no surprises.

FAQ

Can I connect both business and personal PayPal accounts?

Yes. open-banking.io supports both business and personal PayPal (Luxembourg) account types through the same connection flow.

Will open-banking.io ever see my PayPal password?

No. You log in directly with PayPal, and the zero-knowledge design means your credentials and data are never retained by open-banking.io.

How often does the data refresh?

Balances and transactions are fetched live on request, so what you pull reflects your current PayPal state within the limits of your active consent.

Ready to unify your PayPal data? Get started at open-banking.io.