iBanFirst API Access & Open Banking | open-banking.io

iBanFirst is a cross-border payments and FX specialist, and open-banking.io lets you pull its account and transaction data into one place without certificates, TPP licences or a hand-rolled PSD2 integration. Whether you run a finance team reconciling multi-currency flows or a developer wiring iBanFirst into a script, the path is the same: connect once in the dashboard, then read the data however you like. Every byte is encrypted on your own device with a key only you hold, so open-banking.io never sees your balances in the clear.

How to connect iBanFirst

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, pick iBanFirst from the bank list and choose your account type — business or personal are both supported (BIC FXBBBEBBXXX).
  3. You're redirected to iBanFirst's own secure login to approve access under PSD2. You authenticate directly with the bank; open-banking.io never sees your credentials.
  4. Your accounts sync back into the dashboard. The consent lasts up to 180 days, after which you simply reapprove on iBanFirst's screen.

Access your data

Once iBanFirst is connected, programmatic access is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync.
  • Or call the REST API / SDK, sending your key in the X-Api-Key header.

Every response arrives encrypted and is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key there is nothing readable to steal. The CLI and SDK read and sync existing connections; they never create one.

Pricing

Access costs around EUR 3/month, covering 2,600+ EU and UK banks — no per-connection fees, no certificate management.

Is my iBanFirst data private?

Yes. open-banking.io is zero-knowledge: it stores only your public key. Your data is decrypted on your device with a key that never leaves it.

Do I need a licence or certificate?

No. There are no eIDAS certificates and no TPP registration to manage — you approve access directly on iBanFirst's login screen.

Can I read iBanFirst data from code?

Yes, after connecting. Create an API key, export credentials.json, and use the CLI, SDK or REST API with the X-Api-Key header.

Ready to start? Visit open-banking.io.