DiPocket API Access & Open Banking (Luxembourg)

Want programmatic visibility into your DiPocket accounts? open-banking.io lets you reach DiPocket (Luxembourg, BIC DIUALT22) through a single PSD2 connection and keep full control of the data. Whether you hold a business or personal DiPocket account, you connect once in the dashboard and your balances and transactions sync into a workspace only you can decrypt. Because open-banking.io is zero-knowledge, its servers store only your public key — the plaintext of your financial data never leaves your device readable.

There are no eIDAS certificates to buy and no bank-by-bank paperwork. You get one place to authorise DiPocket, an EU/UK reach of 2,600+ institutions, and pricing of roughly EUR 3/month.

How to connect DiPocket

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set an encryption passphrase. Your key pair is generated locally on your own device, so only you can later unlock the data.
  3. Pick DiPocket from the bank list and choose your account type (business or personal).
  4. Approve on DiPocket's own screen. You are redirected to DiPocket's secure login to grant PSD2 consent — your credentials go only to the bank.
  5. Watch it sync. Your DiPocket accounts appear in the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Once DiPocket is connected, reading it programmatically is an optional developer step. From the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note there is no connect command: the CLI and SDK only read and sync connections you already made in the dashboard.

Do I connect DiPocket with an API key?

No. You connect in the dashboard by approving access on DiPocket's login screen. API keys are only for reading data afterwards.

Can open-banking.io see my DiPocket transactions?

No. The service is zero-knowledge and holds only your public key. Data is decrypted on your device with a private key only you possess.

What if someone gets just my API key?

An API key alone returns ciphertext. Without your private decryption key, the data stays unreadable.

Ready to start? Visit open-banking.io.