Urbo API Access: Connect Urbo Bankas Data Fast

Syncing your Urbo Bankas data into your own tools no longer means wrestling with bank-specific gateways or eIDAS certificates. With open-banking.io you plug into a single EU/UK API and pull live Urbo (Lithuania) account information straight into your app, spreadsheet or accounting stack. Whether you run reconciliation, cash-flow forecasting or a lightweight personal dashboard, the same endpoints work across 2,600+ banks, so Urbo behaves exactly like every other institution you connect.

How to connect Urbo

1. Create your open-banking.io account and generate an API key.
2. Select Urbo Bankas (BIC MDBALT22XXX) from the institution list.
3. Choose the account type you hold — business or personal.
4. Redirect the account holder to Urbo's secure login to approve consent.
5. Receive tokens and start pulling data through the unified API.

What data you can access

Once consent is granted, you can read:

• Accounts — IBANs, currency and account metadata.
• Balances — current and available balances in real time.
• Transactions — dated, categorised entries with counterparties and references.

Everything arrives in one normalised JSON shape, so you never rewrite parsers when adding another Lithuanian or EU bank.

Consent and coverage

Urbo consent runs for up to 180 days before the account holder re-authorises, matching PSD2 limits. Both business and personal accounts are supported, and the connection is routed through Urbo's own strong customer authentication — you never touch or store bank credentials.

Privacy by design

open-banking.io is zero-knowledge: your tokens and financial data pass through encrypted and are not mined, resold or retained beyond what you request. There are no eIDAS or QWAC certificates to buy, register or renew — we handle the regulated plumbing so you keep integration lean. That means less compliance overhead and a faster path from sign-up to first synced transaction.

Pricing

Access starts at roughly EUR 3 per month, with the same flat, predictable rate whether you connect one Urbo account or blend it with hundreds of other banks. No per-certificate fees, no enterprise minimums.

FAQ

Do I need a certificate to access Urbo?

No. open-banking.io is certificate-free — there are no QWAC or eIDAS certificates to obtain, so you can connect Urbo without regulatory onboarding.

How long does Urbo consent last?

Each authorisation is valid for up to 180 days. After that, the account holder simply re-approves access through Urbo's secure login.

Which Urbo accounts are supported?

Both business and personal Urbo Bankas accounts can be connected and synced through the same API.

Ready to sync Urbo data? Get started at open-banking.io.