Swedbank Lithuania API Access & Open Banking Data

Pulling your Swedbank (Lithuania) balances and transactions into your own tools usually means chasing sandbox credentials, eIDAS certificates and OAuth scopes. open-banking.io removes all of that. It is a certificate-free, zero-knowledge bridge to 2,600+ EU and UK banks, so reaching your Swedbank data (BIC HABALT22) takes a browser and a passphrase rather than a compliance project.

Both business and personal Swedbank accounts are supported, and a single PSD2 consent stays valid for up to 180 days before Swedbank asks you to re-authorise.

How to connect Swedbank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up at open-banking.io and set an encryption passphrase. Your keys are generated on your own device, so nobody else — not even open-banking.io — can decrypt what follows.
  2. In the dashboard, search for Swedbank (Lithuania) and choose the account type you hold, business or personal.
  3. You are redirected to Swedbank's own secure login, where you approve access on the bank's PSD2 consent screen. Your credentials only ever touch Swedbank.
  4. Your selected accounts sync back into the dashboard, and stay current for the life of the 180-day consent.

Access your data

Once a connection exists, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only ever returns ciphertext from open-banking.io's servers — without your private key it is unreadable, which is what keeps the service genuinely zero-knowledge. The CLI and SDK read and sync existing connections; they never create one.

All of this runs at roughly EUR 3/month, with no certificate fees layered on top.

Do I need an eIDAS certificate for Swedbank?

No. open-banking.io is certificate-free — the dashboard flow and its own regulated access handle Swedbank's PSD2 requirements for you.

Can open-banking.io see my Swedbank transactions?

No. Data is encrypted with a key that stays on your device. The servers hold only your public key, so they store ciphertext they cannot read.

How long does my Swedbank connection last?

Up to 180 days per consent. After that, simply re-approve access on Swedbank's login screen to keep syncing.

Start at open-banking.io.