N26 API Access (Lithuania) — Sync Accounts | Open Banking

Reading N26 (Lithuania) data into your own tools no longer means wrestling with eIDAS certificates or a direct PSD2 licence. open-banking.io gives developers and finance teams a single API that reaches N26 alongside 2,600+ other European banks, so a Lithuanian N26 account plugs into your dashboard, ledger or app with one integration.

Whether you run a startup reconciling company spend or an individual tracking day-to-day money, the flow is the same: authenticate once, then pull structured data on demand.

How to connect N26

1. Create an open-banking.io account and grab your API key.
2. Call the connection endpoint and select N26 (Lithuania) as the target bank.
3. Redirect the account holder to N26's own login and approval screen.
4. Receive the consent token and begin requesting data straight away.

No onboarding forms, no certificate signing ceremony — the customer approves access inside N26, and you handle the rest through clean REST calls.

What data you can access

• Accounts — identifiers and metadata for business and personal N26 accounts
• Balances — current and available figures for live cash positions
• Transactions — dated, categorisable entries for reconciliation and analytics

Note that N26 does not expose a BIC through this channel, so build lookups around account identifiers rather than the BIC field.

Consent and coverage

N26 (Lithuania) supports both business and personal account types. A single consent stays valid for up to 180 days, after which the account holder simply re-approves. That six-month window keeps refreshes running smoothly without constant re-authentication.

Privacy by design

open-banking.io is zero-knowledge: your customers' credentials go directly to N26 and never touch our servers. The platform is certificate-free too, so you skip the QWAC/QSEAL setup that usually gates PSD2 access. You get the connectivity; the bank keeps the secrets.

Pricing

One flat plan of roughly EUR 3 per month covers access across the entire network — N26 (Lithuania) included. No per-call surprises, no per-bank surcharges.

Do I need my own PSD2 licence to reach N26?

No. open-banking.io provides the regulated access layer, so you consume N26 data through our API without holding a licence yourself.

Can I connect both business and personal N26 accounts?

Yes. Both account types are supported; the account holder chooses which to authorise during the N26 approval step.

How often do I need to renew consent?

Consent lasts up to 180 days. Before it lapses, prompt the user to re-approve to keep data flowing uninterrupted.

Ready to start syncing N26 data? Explore the docs and connect at open-banking.io.