Citadele API Access to Lithuania Bank Accounts

Pulling live data out of Citadele (BIC INDULT2X) usually means wrestling with PSD2 sandboxes, eIDAS certificates and per-bank onboarding. open-banking.io removes all of that. Point our unified API at Citadele in Lithuania and you get a clean, consented stream of account information — the same integration shape you already use for 2,600+ other banks across the EU and UK.

Whether you are reconciling company ledgers, powering a budgeting app, or scoring affordability, syncing Citadele becomes a single API call rather than a compliance project.

How to connect Citadele

  1. Create an open-banking.io account and grab your API key.
  2. Call our endpoint with the Citadele institution ID (BIC INDULT2X).
  3. Redirect the account holder to Citadele's own login to authorise access.
  4. Receive the consent token and start reading data immediately.
  5. Refresh silently within the consent window — no re-auth until it expires.

Citadele supports both business and personal account types, so the same flow serves corporate treasury tools and consumer-facing products alike.

What data you can access

  • Accounts — IBANs, currency, product type and holder details
  • Balances — current and available figures in real time
  • Transactions — dated, categorisable history with counterparty info

Data arrives in a normalised JSON model, identical across every bank we support, so Citadele slots straight into code written for another institution.

Citadele allows a maximum consent duration of 180 days. Within that period you can re-fetch data as often as your use case needs; after it lapses the customer simply re-approves. This is standard PSD2 behaviour, handled entirely by our SDK.

Privacy by design

We run a zero-knowledge architecture: credentials are entered only on Citadele's own pages, and we never see or store banking passwords. There are no eIDAS or QWAC certificates for you to buy or rotate — we are fully certificate-free, so onboarding takes minutes, not weeks.

Pricing

Flat and predictable: around EUR 3 per month. No setup fees, no per-call surprises, no enterprise minimums — the same rate whether you connect Citadele alone or thousands of banks.

FAQ

Do I need my own PSD2 licence to use Citadele?

No. You connect under our regulated permissions, so you can access Citadele without holding your own AISP authorisation.

Can I connect both business and personal Citadele accounts?

Yes. Both account types are supported through the identical consent flow and data model.

How long does a Citadele connection stay active?

Up to 180 days per consent, after which the account holder re-authorises in a few taps.

Ready to start? Visit open-banking.io and connect Citadele today.