Citadele Lithuania API Access & Open Banking

Reach your Citadele (Lithuania) accounts through a single, privacy-first workspace. open-banking.io links to Citadele under PSD2 and streams your balances and transactions into a dashboard where everything is decrypted on your own device. There are no eIDAS certificates to buy, no bank sandbox to register for, and no raw data ever sitting readable on a server — the platform holds only your public key, so your financial history stays yours alone.

Citadele issues IBANs under BIC INDULT2X and supports both business and personal account types. A single approval grants read access for up to 180 days before Citadele asks you to renew consent.

How to connect Citadele

Connecting happens entirely inside the open-banking.io dashboard — never through code or an API call.

  1. Sign up at open-banking.io and set your encryption passphrase. Your keys are generated locally on your device, so only you can unlock the data.
  2. In the dashboard, choose Citadele (Lithuania) and select whether you're linking a personal or business account.
  3. You're redirected to Citadele's own secure login, where you authenticate and approve the access request on the bank's consent screen.
  4. Once Citadele confirms, your accounts sync back into the dashboard automatically and refresh on an ongoing basis.

No API key, credential file, or developer redirect plays any part in this step — it's the standard bank-approved PSD2 flow.

Access your data

Want to work with Citadele data programmatically? That's an optional step you take after the connection exists. From the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. Hold the API key without the private key and all you'd ever receive is ciphertext.

FAQ

Do I need an eIDAS certificate to access Citadele?

No. open-banking.io is certificate-free. You approve access directly on Citadele's login screen and skip the regulatory certificate setup entirely.

Can open-banking.io read my Citadele transactions?

No. The service is zero-knowledge and stores only your public key. Data is decrypted on your device with a key that never leaves it.

Up to 180 days per approval. When it lapses, you simply re-approve on Citadele's consent screen from the dashboard.

Start linking Citadele at open-banking.io for around EUR 3/month.