N26 Liechtenstein API Access | Sync Accounts Fast

Pulling your N26 (Liechtenstein) data into your own tools no longer means wrestling with bank portals or downloading CSV exports by hand. With open-banking.io you connect once and keep your N26 accounts, balances and transactions flowing straight into your app, spreadsheet or accounting stack — updated automatically and without a single certificate to install.

N26 is a mobile-first bank, and its Liechtenstein presence covers both personal and business account holders. Whether you are reconciling company spend or tracking a private budget, the same API surface works for you.

How to connect N26

1. Sign up for an open-banking.io account and grab your API key.
2. Call the connect endpoint and select N26 (Liechtenstein) from the bank list.
3. Approve access in the N26 authentication flow using your usual banking credentials.
4. Receive a secure token and start requesting data immediately.

That is the whole setup — no onboarding calls, no eIDAS certificate, no sandbox paperwork.

What data you can access

• Accounts — identifiers and metadata for personal and business accounts.
• Balances — live and booked balance figures on demand.
• Transactions — dated, categorisable transaction records for reconciliation and analytics.

Note that a BIC is not exposed for N26 through this connection, so build your account references on the identifiers the API does return.

Consent and coverage

Each N26 authorisation stays valid for up to 180 days before the account holder re-confirms access — one of the longer consent windows in European open banking. Beyond N26, the same integration reaches 2,600+ banks across the EU and UK, so a single key covers most of your customers' or team's accounts.

Privacy by design

open-banking.io is zero-knowledge: your credentials and account data are never stored or mined on our side. There is nothing to decrypt because we hold nothing. The service is also certificate-free, removing the usual QWAC/eIDAS hurdle that slows most PSD2 integrations to a crawl.

Pricing

Access starts at roughly EUR 3 per month — a flat, predictable figure that includes N26 alongside every other supported bank. No per-call surprises, no enterprise minimum.

FAQ

Does connecting N26 require a certificate?

No. open-banking.io is certificate-free, so you skip eIDAS setup entirely and connect with just an API key.

Can I connect a business N26 account?

Yes. Both personal and business account types in Liechtenstein are supported through the same flow.

How often do I need to renew consent?

N26 consent lasts up to 180 days, after which the account holder simply re-authorises to keep data syncing.

Ready to start? Explore the docs and connect N26 at open-banking.io.