Access N26 Liechtenstein Data via Open Banking API

N26 built its name on a phone-first current account, but the numbers behind it — balances, incoming transfers, card spend — are often more useful when you can read them on your own terms. open-banking.io gives you regulated PSD2 access to your N26 Liechtenstein data without certificates, eIDAS setup, or a bank-specific integration project. You approve access once, and your accounts flow into a dashboard where the raw data stays encrypted under a key that only you hold.

N26 in Liechtenstein serves both personal and business account holders, so whether you are reconciling a company account or tracking a private one, the same flow applies. There is no public BIC to enter here — you simply select N26 from the bank list. A single approval covers you for up to 180 days before N26 asks you to renew consent.

How to connect N26

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint, or key involved in this step.

1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device, so nobody else can reproduce them.
2. In the dashboard, choose N26 and pick your account type — business or personal.
3. You are redirected to N26's own secure login, where you approve access on the bank's consent screen.
4. Your N26 accounts and transactions sync back into your dashboard.

That's it. No developer redirect, no manual credential handling — the account holder always approves directly with N26.

Access your data

Once N26 is connected, programmatic access is an optional developer add-on. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries your key in the X-Api-Key header, and every response is decrypted locally with your own key. The open-banking.io servers only ever hold your public key, so they never see your N26 data in the clear.

For around EUR 3/month you get this across 2,600+ EU and UK banks — one consistent, certificate-free way in.

FAQ

Do I connect N26 with an API key?

No. Connecting is done in the dashboard by approving access on N26's login screen. API keys only come later, and only for reading data you have already connected.

Can the CLI connect my N26 account?

No. The CLI and SDK read and sync existing connections — there is no connect command. New connections always start in the dashboard.

Can open-banking.io read my transactions?

No. It is zero-knowledge: your data is decrypted locally with a key only you hold, and the servers store only your public key.

Ready to start? Visit open-banking.io.