RivieraBanca Open Banking & API Access for Italy

Reaching your RivieraBanca accounts programmatically no longer means chasing bespoke bank APIs, TPP certificates, or eIDAS paperwork. open-banking.io gives you one secure doorway into RivieraBanca and 2,600+ other EU and UK banks, while keeping the encryption keys entirely in your hands. RivieraBanca supports both personal and business accounts, and a single approval grants up to a 180-day consent window before you renew — so you can build dashboards, reconciliation jobs, or budgeting tools without constant reconnection.

How to connect RivieraBanca

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your own device, so only you ever hold the private key.
2. Open the dashboard and choose RivieraBanca from the bank list, then select the account type you want to link (personal or business).
3. You are redirected to RivieraBanca's own secure login, where you approve access under PSD2 — your credentials go straight to the bank, never to us.
4. Once approved, your RivieraBanca accounts and transactions sync into your dashboard, ready to view or export.

Access your data

Programmatic access is an optional step you take after the bank is connected. On the Developers page, create an API key and download a credentials.json file — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key, no one, including our servers, can read it.

That is the heart of the zero-knowledge, certificate-free design: open-banking.io stores only your public key, so it can relay encrypted RivieraBanca data but never decrypt it. All of this runs for roughly EUR 3/month.

Is a QWAC or eIDAS certificate required?

No. open-banking.io handles the PSD2 plumbing, so you never provision or renew certificates to reach RivieraBanca.

Can I link both personal and business accounts?

Yes. RivieraBanca offers personal and business account access; pick the type in the dashboard when you connect.

Does the CLI connect the bank for me?

No. The CLI, SDK, and API only read and sync connections you already approved in the dashboard — there is no connect command.

Start at https://open-banking.io.