Raiffeisenkasse Val Badia Open Banking & API Access
Reaching your Raiffeisenkasse Val Badia accounts programmatically no longer means chasing PSD2 certificates or wiring up an OAuth server. open-banking.io gives you a single, privacy-first path to your balances and transactions at this South Tyrol Raiffeisen cooperative (BIC RZSBIT21008), covering both personal and business accounts. Everything your bank returns is encrypted and decrypted on your own device with a key that never leaves it — open-banking.io holds only your public key, so it can relay your data but never read it.
How to connect Raiffeisenkasse Val Badia
Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.
- Sign up for open-banking.io and open the dashboard.
- Set your encryption passphrase. Your key pair is generated locally on your device at this moment; the passphrase protects your private key, which only you ever hold.
- Pick Raiffeisenkasse Val Badia from the bank list and choose the account type you want to link (personal or business).
- Approve on the bank's own screen. You're redirected to Raiffeisenkasse Val Badia's secure login to grant PSD2 consent directly — your credentials are entered only on the bank's site, never with open-banking.io.
- Your accounts then sync into the dashboard. The consent stays valid for up to 180 days, after which you simply re-approve.
Access your data
Once a connection exists, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key there is nothing readable to see. Note that the CLI and SDK only read and sync connections you already established in the dashboard; there is no connect command.
All of this runs for roughly EUR 3/month, with no eIDAS certificate and no bank-by-bank onboarding paperwork.
Is my Raiffeisenkasse Val Badia login shared with open-banking.io?
No. You authenticate on the bank's own consent screen; open-banking.io never sees your banking credentials.
Can open-banking.io staff read my transactions?
No. The service is zero-knowledge and stores only your public key, so data stays encrypted to a key only you control.
Do I need to be a developer to connect?
No. Linking accounts is a point-and-click dashboard flow. The API key and CLI are only for those who later want programmatic access.
Ready to start? Visit open-banking.io.