Raiffeisenkasse Ulten-St.Pankraz Open Banking Access

Raiffeisenkasse Ulten-St.Pankraz is a South Tyrol cooperative bank (BIC RZSBIT21039), and open-banking.io lets you reach its account and transaction data through one PSD2 connection. There are no certificates to buy, no eIDAS setup and no bank-specific paperwork — just your own encrypted link between the bank and your dashboard. Both business and personal accounts are supported, with a consent that stays valid for up to 180 days before you renew it.

Everything runs on a zero-knowledge model. When you first sign up you set an encryption passphrase, and the keys are generated on your own device. open-banking.io only ever holds your public key, so the platform itself can never read or decrypt what flows through it — the plaintext exists only where you decrypt it.

How to connect Raiffeisenkasse Ulten-St.Pankraz

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Create your open-banking.io account and set your encryption passphrase; your private key is created locally and never leaves your device.
  2. In the dashboard, search for Raiffeisenkasse Ulten-St.Pankraz and choose the account type you want to link — business or personal.
  3. You are redirected to Raiffeisenkasse Ulten-St.Pankraz's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard and refresh automatically for the life of the consent.

Access your data

Reading the data programmatically is an optional developer step that comes after the bank is connected. On the Developers page you create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs or the REST API let you pull data. Every request carries the X-Api-Key header, and each response is decrypted locally with your key. The tooling only reads and syncs existing connections; it never creates them. An API key on its own returns nothing but ciphertext without your private key.

At around EUR 3 per month, you get certificate-free access with privacy built in by design.

Is Raiffeisenkasse Ulten-St.Pankraz business banking supported?

Yes. Both business and personal accounts can be linked, so companies and individuals in the Ulten valley are both covered.

Up to 180 days. After that you simply re-approve on the bank's consent screen to keep your data syncing.

Can open-banking.io see my Raiffeisenkasse Ulten-St.Pankraz data?

No. It is zero-knowledge and holds only your public key. Data is decrypted locally with the private key that never leaves your device.

Ready to start? Visit open-banking.io.