Raiffeisenkasse Toblach Open Banking & API Access

Raiffeisenkasse Toblach is a South Tyrol Raiffeisen cooperative bank serving the Dobbiaco/Toblach area of Italy's Alto Adige. With open-banking.io you can bring its account and transaction data into one dashboard and, if you write code, read it programmatically — without handling eIDAS certificates or a PSD2 licence yourself. Everything stays encrypted with a key that never leaves your device, so only you can read what comes back.

open-banking.io covers 2,600+ EU and UK banks under a single subscription. For Raiffeisenkasse Toblach (BIC RZSBIT21024) both personal and business accounts are supported, and a single approval grants up to 180 days of access before you renew.

How to connect Raiffeisenkasse Toblach

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device.
  2. In the dashboard, search for Raiffeisenkasse Toblach and choose the account type you want to link — personal or business.
  3. You are redirected to Raiffeisenkasse Toblach's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard, ready to view and refresh.

Because you authenticate on the bank's own page, open-banking.io never sees your banking credentials.

Access your data

Reading the data in code is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry your key in the X-Api-Key header, and every response is decrypted locally with your private key. The CLI and SDK only read and sync connections that already exist — they cannot create one.

This is what zero-knowledge means in practice: open-banking.io's servers hold only your public key, so an API key on its own returns ciphertext, not readable statements. The service costs around EUR 3/month.

Is a certificate or PSD2 licence required?

No. open-banking.io is certificate-free — you never provision an eIDAS certificate or register as a regulated provider.

Can open-banking.io staff see my Raiffeisenkasse Toblach transactions?

No. Data is decrypted on your device with a key only you hold. The servers store only your public key.

How long does one approval last?

Up to 180 days for Raiffeisenkasse Toblach, after which you re-approve on the bank's consent screen.

Start at open-banking.io.