Raiffeisenkasse Tisens API Access & Open Banking

Reaching your Raiffeisenkasse Tisens accounts programmatically no longer means chasing PSD2 certificates or building your own bank integration. open-banking.io gives you a single, certificate-free path to Raiffeisenkasse Tisens (BIC RZSBIT21045), covering both business and personal accounts. This South Tyrol Raiffeisen cooperative is one of 2,600+ EU and UK banks the service supports, and every byte of your account data is decrypted locally with an encryption key that only you hold — the platform is genuinely zero-knowledge and only ever stores your public key.

How to connect Raiffeisenkasse Tisens

Connecting is done entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in linking the bank:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your key pair is generated right on your own device, so nobody else — not even open-banking.io — can read what comes back.
  3. Pick Raiffeisenkasse Tisens in the dashboard and choose the account type (business or personal).
  4. Approve on Raiffeisenkasse Tisens's own login. You are redirected to the bank's secure consent screen to authorise access under PSD2. This consent lasts up to 180 days, after which you simply re-approve.
  5. Your accounts sync into the dashboard automatically once consent is granted.

Access your data

Programmatic access is an optional developer step you take after the connection above already exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext — the readable data never leaves your machine unencrypted.

All of this runs at roughly EUR 3/month, with no eIDAS certificate and no bank-by-bank onboarding paperwork.

Do I need a PSD2 certificate for Raiffeisenkasse Tisens?

No. open-banking.io is certificate-free — you authorise access directly on the bank's consent screen instead.

Can open-banking.io read my Raiffeisenkasse Tisens transactions?

No. The service is zero-knowledge and holds only your public key. Data is decrypted on your device with the private key you alone control.

How long does Raiffeisenkasse Tisens access stay valid?

Up to 180 days per PSD2 consent, then you re-approve on the bank's login screen.

Start at open-banking.io.