Raiffeisenkasse Meran API Access & Open Banking

Raiffeisenkasse Meran serves families and businesses across the Merano basin in South Tyrol, and open-banking.io lets you reach your account data there through a single privacy-first workspace. Instead of juggling scraping scripts or bank certificates, you link the account once and read balances and transactions on your own terms. Everything arrives encrypted, and only you hold the key that turns it back into readable figures.

open-banking.io covers 2,600+ EU and UK institutions under PSD2, so a Raiffeisenkasse Meran connection sits alongside any other bank you use. It is zero-knowledge and certificate-free: the service stores only your public key, never anything that could decrypt your statements.

How to connect Raiffeisenkasse Meran

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your key pair is generated locally on your device, so the private key never leaves it.
  3. In the dashboard, pick Raiffeisenkasse Meran (BIC RZSBIT21019) and choose your account type — business or personal are both supported.
  4. You are redirected to Raiffeisenkasse Meran's own secure login to approve access on the bank's PSD2 consent screen.
  5. Once approved, your accounts sync straight into your dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Reading the data programmatically is an optional developer step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — it bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry your key in the X-Api-Key header, and every response is decrypted locally. An API key alone returns only ciphertext; without your private key, nobody — not even open-banking.io — can read it. The CLI and SDK read and sync existing links only; they never create the connection.

Pricing runs at roughly EUR 3/month, covering all your linked banks.

Is a bank certificate or eIDAS setup required?

No. open-banking.io is certificate-free. You authorise access directly on Raiffeisenkasse Meran's login screen — nothing else to install.

Can open-banking.io staff see my transactions?

No. The architecture is zero-knowledge. Servers hold your public key only, so stored data stays encrypted until your device decrypts it.

How do I connect a business account?

Select the business account type when you pick Raiffeisenkasse Meran in the dashboard, then approve it on the bank's consent page.

Start at open-banking.io.