Raiffeisenkasse Kastelruth-St. Ulrich Open Banking

Reaching your Raiffeisenkasse Kastelruth-St. Ulrich accounts programmatically usually means TLS certificates, sandbox registration and PSD2 paperwork. open-banking.io removes all of that. It is a certificate-free bridge to this South Tyrol Raiffeisen cooperative (BIC RZSBIT21011) that covers both personal and business accounts, and it keeps your data encrypted with a key that never leaves your device.

Because the platform is zero-knowledge, its servers only ever hold your public key. Balances and transactions are decrypted locally, so nobody at open-banking.io — or anyone who breaches it — can read what your Raiffeisenkasse Kastelruth-St. Ulrich accounts contain.

How to connect Raiffeisenkasse Kastelruth-St. Ulrich

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated right there on your own device.
  2. In the dashboard, search for Raiffeisenkasse Kastelruth-St. Ulrich and choose your account type — personal or business.
  3. You are redirected to Raiffeisenkasse Kastelruth-St. Ulrich's own secure login, where you approve access on the bank's PSD2 consent screen. That consent lasts up to 180 days before you renew it.
  4. Your approved accounts sync straight back into your dashboard, ready to view.

Access your data

Programmatic access is an optional step you take after the connection above exists. Open the Developers page, create an API key and export a credentials.json — this file bundles the API key together with your private decryption key.

With it, you can pull data through the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note that the CLI and SDK only read and sync connections you already approved — they never create one. And an API key on its own returns nothing but ciphertext; without your private key the data stays unreadable.

All of this runs for around EUR 3 per month, with no certificates and no per-bank contracts.

FAQ

Does open-banking.io support business accounts at Raiffeisenkasse Kastelruth-St. Ulrich?

Yes. Both personal and business account types are available — just pick the one you need when connecting in the dashboard.

Can open-banking.io read my Raiffeisenkasse Kastelruth-St. Ulrich data?

No. The service is zero-knowledge and stores only your public key. Decryption happens locally with a private key that stays on your device.

Raiffeisenkasse Kastelruth-St. Ulrich grants access for up to 180 days per approval, after which you simply re-confirm consent on the bank's screen.

Start at open-banking.io.