Raiffeisenkasse Freienfeld API Access & Open Banking

Raiffeisenkasse Freienfeld is a South Tyrol Raiffeisen cooperative serving the Freienfeld/Campo di Trens area. With open-banking.io you can bring its account and transaction data into one place — and, if you build software, read it programmatically — without handling an eIDAS certificate or a PSD2 licence of your own. Every byte is decrypted locally with a key that never leaves your device.

Because open-banking.io covers 2,600+ EU and UK banks, the same flow you use for Raiffeisenkasse Freienfeld (BIC RZSBIT21036) works for any other account you hold, whether business or personal.

How to connect Raiffeisenkasse Freienfeld

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your key pair is generated right there on your own device; open-banking.io only ever stores your public key.
  3. Pick Raiffeisenkasse Freienfeld in the dashboard and choose the account type — business or personal.
  4. Approve on Raiffeisenkasse Freienfeld's own consent screen. You are redirected to the bank's secure login to grant PSD2 access. Your credentials stay with the bank.
  5. Your accounts sync back into the dashboard, ready to view.

Each consent lasts up to 180 days, after which you simply re-approve to keep the connection live.

Access your data

Reading the data in code is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry your key in the X-Api-Key header, and every response is decrypted locally with your private key. The CLI and SDK only read and sync connections you already made in the dashboard — they can't create new ones.

This is what zero-knowledge means in practice: an API key alone returns ciphertext. Without your private key, no one — not even open-banking.io's servers — can read your Raiffeisenkasse Freienfeld data.

Do I need a certificate or a bank agreement?

No. open-banking.io is certificate-free. You only need your normal Raiffeisenkasse Freienfeld online-banking login to approve access.

How much does it cost?

Around EUR 3/month for access across all supported banks, including Raiffeisenkasse Freienfeld.

Can I connect a business and a personal account?

Yes. Raiffeisenkasse Freienfeld supports both business and personal accounts — connect each one separately in the dashboard.

Ready to start? Visit open-banking.io.