Raiffeisenkasse Etschtal API Access & Open Banking

Access to your Raiffeisenkasse Etschtal accounts shouldn't require an eIDAS certificate, a bank partnership, or a stack of PSD2 paperwork. open-banking.io gives you a single dashboard to link Raiffeisenkasse Etschtal (BIC RZSBIT21042) and pull balances and transactions from your business or personal accounts — with data that stays encrypted under a key only you hold.

Raiffeisenkasse Etschtal is a South Tyrol Raiffeisen cooperative bank, and open-banking.io reaches it through the same regulated PSD2 rails already built into your online banking. It's one of 2,600+ EU and UK banks covered, so a single account can span several institutions at once.

How to connect Raiffeisenkasse Etschtal

Connecting happens entirely inside the open-banking.io dashboard — there's no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your key pair is generated locally on your own device; open-banking.io only ever sees your public key.
  3. Pick Raiffeisenkasse Etschtal from the bank list and choose the account type — business or personal.
  4. Approve on Raiffeisenkasse Etschtal's own consent screen. You're redirected to the bank's secure login to authorise access directly with them. open-banking.io never sees your credentials.
  5. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. From there:

  • CLI: openbanking accounts, openbanking transactions, openbanking sync
  • SDK or the REST API, authenticated with the X-Api-Key header

Every response is decrypted locally with your own key. The CLI and SDK only read and sync connections that already exist — there's no connect command, because linking a bank always happens in the dashboard.

This is what zero-knowledge means in practice: an API key alone returns only ciphertext. Without your private key, no one — not even open-banking.io's servers — can read a single transaction. It's certificate-free, and pricing is about EUR 3/month.

Do I need a developer account to use Raiffeisenkasse Etschtal?

No. Connecting and viewing accounts is done in the dashboard. API keys are only for optional programmatic access afterwards.

Can open-banking.io read my Raiffeisenkasse Etschtal data?

No. Data is decrypted on your device with a key only you hold. The service stores only your public key and ciphertext.

How long does Raiffeisenkasse Etschtal access last?

Up to 180 days per consent, then you re-approve on the bank's login screen.

Ready to start? Visit open-banking.io.