Raiffeisenkasse Bozen API & Open Banking Access

Raiffeisenkasse Bozen serves South Tyrol from Bolzano, and open-banking.io lets you reach your account and transaction data there without any bank certificate, eIDAS bundle, or PSD2 licence of your own. It works for both personal and business accounts (BIC RZSBIT21003), and every consent stays valid for up to 180 days before Raiffeisenkasse Bozen asks you to re-approve.

The service is zero-knowledge by design: your encryption keys are generated on your own device from a passphrase only you know. open-banking.io stores only your public key, so its servers relay ciphertext they can never read. Decryption happens locally, on your machine — nowhere else.

How to connect Raiffeisenkasse Bozen

Connecting is done entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are created locally on your device at this moment.
  2. In the dashboard, search for Raiffeisenkasse Bozen and choose the account type you want to link — personal or business.
  3. You are redirected to Raiffeisenkasse Bozen's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into the open-banking.io dashboard, ready to view.

No developer redirect, no credential upload — the account holder always approves directly with the bank.

Access your data

Reading the data programmatically is an optional step that comes after connecting. From the Developers page, create an API key and export a credentials.json file, which bundles that API key together with your private decryption key.

With it you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your private key. An API key on its own only returns ciphertext — without your key, there is nothing readable to leak.

All of this runs for around EUR 3/month, covering 2,600+ EU and UK banks.

Do I need a bank certificate or licence?

No. open-banking.io is certificate-free; you only approve consent on Raiffeisenkasse Bozen's own login page.

Can open-banking.io read my Raiffeisenkasse Bozen data?

No. It holds only your public key. Data is encrypted for you and decrypted locally, so the service sees ciphertext.

How long does access last before I re-approve?

Raiffeisenkasse Bozen grants consent for up to 180 days, after which you re-authorise from the dashboard.

Ready to start? Visit open-banking.io.