Raiffeisenkasse Überetsch Open Banking & API Access

Raiffeisenkasse Überetsch is a South Tyrol cooperative bank serving the Eppan and Kaltern communities, and open-banking.io lets you reach its account data through a single, privacy-first workspace. Instead of juggling certificates or per-bank integrations, you connect once and your balances and transactions flow into a dashboard where everything is decrypted locally. The service covers 2,600+ EU and UK banks under PSD2, so Raiffeisenkasse Überetsch sits alongside every other account you hold.

Raiffeisenkasse Überetsch is reachable by BIC RZSBIT21048, supports both business and personal accounts, and grants a consent window of up to 180 days before you re-approve access.

How to connect Raiffeisenkasse Überetsch

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated on your own device, so only you can unlock your data.
  2. In the dashboard, search for Raiffeisenkasse Überetsch and choose the account type you want to link — business or personal.
  3. You are redirected to Raiffeisenkasse Überetsch's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard and stay current for the life of the 180-day consent.

Access your data

Programmatic access is an optional step that comes after the account is already connected. On the Developers page, create an API key and export a credentials.json file, which bundles that API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key — the API key alone only ever returns ciphertext.

That design is what makes open-banking.io zero-knowledge: its servers hold only your public key and can never read your Raiffeisenkasse Überetsch data. No eIDAS certificate or bank onboarding paperwork is required, and pricing runs at roughly EUR 3/month.

Do I need a developer account to connect?

No. Linking Raiffeisenkasse Überetsch is done in the dashboard. API keys and credentials.json are only for reading the data programmatically afterward.

Can open-banking.io see my Raiffeisenkasse Überetsch balances?

No. Data is decrypted on your device with a key only you hold, so the platform stores encrypted content it cannot open.

How long does access last?

Raiffeisenkasse Überetsch allows consent for up to 180 days, after which you simply re-approve on the bank's login screen.

Ready to start? Visit open-banking.io.