Qonto API Access (Italy) — Sync Business & Personal Data

Qonto serves freelancers, startups and SMEs across Italy, and its accounts hold the transaction detail your finance stack depends on. With open-banking.io you can pull that data programmatically — no scraping, no bespoke bank integration. A single REST endpoint (BIC QNTOITM2XXX) links your Qonto business or personal account to your dashboards, bookkeeping tools or cash-flow models.

Because open-banking.io already speaks to 2,600+ European banks, adding Qonto means writing your code once and reusing it everywhere. The same request shape works for every institution we cover, so migrating or adding banks later costs almost nothing.

How to connect Qonto

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint with Qonto's identifier (QNTOITM2XXX).
  3. Approve access in Qonto's own login flow — credentials go straight to the bank, never to us.
  4. Receive a secure token and start requesting data immediately.

What data you can access

  • Accounts — IBANs, currency and account metadata for each Qonto profile.
  • Balances — live and booked balances for real-time visibility.
  • Transactions — dated, categorised entries with counterparties and references.

Qonto supports both business and personal account types through the API.

A single user consent stays valid for up to 180 days before a quick re-authentication is needed. Within that window your integration keeps syncing without interruption, so scheduled jobs and reconciliation runs stay reliable.

Privacy by design

open-banking.io is zero-knowledge: we never see or store your Qonto banking credentials, and there are no eIDAS certificates for you to buy, install or renew. Authentication happens inside Qonto's environment, and only the data you explicitly authorise flows through the API.

Pricing

One flat plan from around EUR 3/month covers Qonto and every other bank in our network — no per-connection fees, no certificate costs, no enterprise minimum.

FAQ

Does Qonto support both business and personal accounts?

Yes. The API exposes accounts, balances and transactions for Qonto business and personal account types alike.

How long does one authorisation last?

Up to 180 days per consent. After that, the account holder simply re-approves access to continue syncing.

Do I need a certificate or special licence?

No. open-banking.io is certificate-free and zero-knowledge — you only need an API key to start.

Ready to sync Qonto in Italy? Get started at open-banking.io.